Homeowner's Insurance
This insurance covers replacement costs for damages caused by fire, wind or other disaster that might affect the value of the property. Typically, the insurance also includes personal liability and theft coverage. http://thegoodpiratesinsurance.com/index.htm

Flood or Quake Insurance
Additional hazard insurance coverage that is required for homes located in a designated hazard zone as established by the Federal Emergency Management Agency (FEMA). As we tour houses, I will let you know if the property resides in a hazard zone.

Private Mortgage Insurance (PMI)
Insurance required for conventional mortgage loans when the borrower's down payment on the house is less than 20 percent of the loan value.

Title Insurance
This policy protects both the buyer and lender by insuring a clear chain of title. (In other words, it insures that that the person who sells the house has the legal right to do so.)

About Buccaneer Insurance

Buccaneer Insurance, a division of DERRAM Corporation, is the newest member of the Buccaneer Team, which currently includes Buccaneer Mortgage, Buccaneer Realty, and HELP title. Our main focus is to provide our customers with the highest quality of service at the best rates available. We currently serve the entire state of Florida with a variety of property and casualty insurance products for your personal and business requirements.   We strive to match each customer with the best possible products to suit their individual needs.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Buccaneer Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.